PROTECTING YOUR HOME
Your home isn’t just the building you live in; it is also likely your most valuable asset. It houses everything that matters most to you — your belongings, your loved ones and every special family memory. That’s why, when choosing homeowners insurance, you need to ensure that you are selecting a policy that protects you from life’s unexpected moments.
Every home deserves coverage.
Any property that you own should be properly covered. Whether it’s your family’s main home, a building that you own and rent out, or a vacation home or cottage, homeowners insurance is a necessity to protect your investment from theft, fire, wind damage and other risks. In addition, home insurance is necessary to receive a mortgage.
What does home insurance cover?
By protecting everything you have worked so hard for, homeowners insurance brings you more than peace of mind. It provides coverage for your home, personal liability, additional living expenses and, in most cases, medical payments.
What does that mean, and when would you utilize these coverages?
- Home coverage includes the interior and exterior of your home, other structures such as garages or sheds, as well as your personal belongings in the case of a total or partial loss.
- Personal liability provides coverage for bodily injury and property damage sustained by others.
- Additional living expense reimburses the cost of maintaining a comparable standard of living following a covered loss that exceeds your normal expenses.
- Medical payments are allocated toward medical expenses of others who are accidentally injured on your property.
However, keep in mind that protections from floods and earthquakes are not covered in a typical home insurance policy. These coverages require additional policies.
Bundle with HUNT.
Because HUNT Insurance is part of HUNT Real Estate Corporation, our customers have access to HUNT’s other products as well, including HUNT Mortgage. With us, it is easy to sign for your mortgage and purchase home insurance all at the same time, which can help you save money on your whole home purchase and expedite the home-buying process.
Home insurance tailored to you.
When you work with a HUNT agent, you can rest assured that your coverage will be customized to your unique needs. Your insurance quote will be dependent upon several factors, such as the location of your home, and your usage and exposure. Having a home-based business, pool or trampoline can even affect your rates. Your agent will work with you to determine a carrier and policy that provides you with great coverage and great value.