Thomas R. Zugger, CLU, ChFC, CLTC

Life Insurance Partner

Tom began his career with MassMutual in 1985 as a financial services professional. Today, his focus is on insurance and investment strategies, and he currently specializes in estate analysis, planning for business owners and professionals, and Life and Disability Insurance and Long Term Care Insurance. His designations include Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Certified Long Term Care Specialist (CLTC).

Among his many accomplishments in the industry, Tom is a Qualifying and Life Member of the Million Dollar Roundtable and a Member MDRT Top of the Table (8 years), and is also part of the MassMutual Leaders Club (27 years), MassMutual Blue Chip Council (20 years), the MassMutual Top of the Council (19 years), and the MassMutual Chairman’s Club 2009, 2010, 2011, 2013 & 2015 (Top 10 Nationwide). His professional memberships include Estate Analysts of Western New York, Million Dollar Roundtable, Society of Financial Service Professionals, and the Buffalo Association of Insurance and Financial Advisors.

The scoop on Tom: In his spare time, Tom enjoys coaching soccer, and is currently a coach for the Hamburg High School Girls Varsity Soccer Team as well as a coach for the Hamburg Soccer Club – Monarchs Premier Girls Team. Additionally, he enjoys running, working out and spending time with family, including his wife Colleen and his daughters Mollie and Kellie, in Western New York and Lauderdale by the Sea, Florida. Tom currently lives in Lake View, NY.

716-843-3100, ext. 153


Thomas R. Zugger is licensed to sell insurance in: AZ, CA, CT, DC, DE, FL, GA, IA, IL, and securities in: CA, DC, FL, GA, IL, NC, NY, and SC. CA Lic #0B80544

Thomas R. Zugger is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC HUNT Insurance is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. OSJ 300 Corporate Parkway Amherst, NY. 14226. 716-852-1321.

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